Legal document

Terms of Use

Last updated: August 3, 2026

1. Who operates this site

The site praedictor.com is operated by:

PRAEDICTOR CONSULTORIA E TREINAMENTO LTDA

CNPJ: 68.174.930/0001-03

E-mail: [email protected]

By accessing and using the site, you agree to these Terms. If you do not agree with any point, do not use the site.

2. What we offer

Prædictor offers content, materials, and programs in executive and career development, including e-books, diagnostics, masterclasses, mentoring, and group programs.

All content is educational and informational in purpose. It supports career decisions; it does not replace them.

3. What we are not, and what we do not promise

This section matters. Read it carefully.

4. Permitted use

You may browse the site, read the content, download the materials we make available, and use all of it for your personal and professional development.

You may not:

5. Intellectual property

All content on the site — texts, materials, e-books, diagnostics, brand, visual identity, and in particular the MAPPA method and the protocols, frameworks, and materials derived from it — is owned by PRAEDICTOR CONSULTORIA E TREINAMENTO LTDA or by its founder, and is protected by the Brazilian Copyright Act (Law 9.610/1998) and by industrial property legislation.

Purchasing a material grants you a personal, individual, and non-transferable license of use. It does not transfer ownership of the content and does not authorize commercial use.

6. Purchases, payment, and right of withdrawal

Sales of digital products are processed by the Hotmart platform, which is responsible for payment, tax invoicing, and delivery of the material. When you buy, you are also subject to Hotmart's terms.

Right of withdrawal: under art. 49 of the Brazilian Consumer Protection Code, in purchases made outside a commercial establishment you may withdraw within 7 (seven) calendar days counted from the purchase or from receipt, with full refund of the amount paid. The request is made through Hotmart itself, which processes the refund.

Services contracted directly (mentoring engagements, programs, single sessions) have engagement, cancellation, and rescheduling conditions set out in the specific commercial proposal for each one, which prevails over these Terms in whatever is more specific.

7. Links and third-party services

The site contains links to external services (Hotmart, LinkedIn, WhatsApp, among others). We do not control these services and we do not answer for their content, their privacy practices, or their availability. Access is at your own risk, subject to the terms of each one.

8. Site availability

We work to keep the site available, but we do not guarantee uninterrupted or fault-free operation. We may suspend, change, or discontinue the site or any content, at any time, without prior notice.

9. Limitation of liability

To the fullest extent permitted by Brazilian law, Prædictor does not answer for indirect damages, lost profits, loss of opportunity, or losses arising from decisions you make on the basis of the content of the site.

Nothing in this clause sets aside the rights the Consumer Protection Code guarantees you.

10. Privacy

The processing of your personal data is described in the Privacy Policy, which forms part of these Terms.

11. Changes

We may change these Terms at any time. The version in force is always the one published on this page, with the update date at the top. Continued use of the site after changes means agreement with the new version.

12. Governing law and venue

These Terms are governed by the laws of the Federative Republic of Brazil. The venue of the judicial district of São José dos Campos, State of São Paulo, is hereby elected, with waiver of any other, however privileged it may be.